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Get faster YNAB success, personalized to you.

I'm Eric Hout. 👋 I've been an in-depth YNAB user since 2014 and am a certified YNAB Budgeting Coach. Book a free call with me to begin your journey toward confidence and clarity in your spending. 🎊

Why hire a YNAB Coach?

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There are many compelling reasons to work with a coach.

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YNAB has a high learning curve and a methodology that is unique in the world of budgeting apps. Working with a coach significantly lowers that learning curve and helps you more quickly grasp the methodology.

No two people have the same personal finance situations. An individualized touch from a coach can help clarify your priorities, identify your unique roadblocks, and set you up for success.

Many people desire accountability and motivation to reach their goals. A coach helps with this.

Working with a coach provides opportunities for you to receive feedback on your budget, goals, and spending.

In working with someone who personally uses YNAB on a daily basis, your own chances of success are greatly improved.

You can master YNAB faster and with less stress!

Here are some examples of clients I work with.

Individuals and couples who have never used YNAB and are wanting help with setup.

Those who have used YNAB for a short time and are encountering roadblocks.

Anyone who has a specific question about their YNAB use.

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What does YNAB Coaching Entail?

Topics we will cover during our virtual YNAB coaching sessions include:

Creating a budget in YNAB

My goal is to help create a budget that reflects your priorities for your spending.

I'll also help troubleshoot issues you're having in YNAB.

Empowering you with confidence and clarity in your spending

Helping you achieve stability by setting aside funds for next month​​

Learning how to reconcile accounts

Tracking income and expenses

Creating a plan to pay off debts and achieve long-term goals

Developing positive financial habits and staying accountable for implementing those habits

Assisting couples in being "on the same page" about their money

Coaching for using YNAB to manage a small business or other small organization is also available

Purple Podiums

              Coaching Programs              

1

One Session - $165
Per session

A single session is intended for individuals who have specific questions about their current YNAB budget or who have previously worked with me. The goal of the coaching session is to resolve any specific or lingering questions. The session will guide the client toward a more confident YNAB experience.

3

Three Sessions - $450
$150/session

The 3-session program offers essential elements you need for  budgeting success. The goal is to ensure you have a working budget, are developing good budgeting habits, and are on your way toward achieving financial goals. A free introductory call is offered before the start of the program. A free 94-day trial of YNAB is also included.

6

Six Sessions - $810
$135/session

The 6-session program offers all of the elements from the 3-session program, but is tailored to those who are looking for additional accountability, have challenging or overwhelming financial circumstances, or who need additional assistance beyond the scope of a lesser number  sessions. 

Special discounts available for young adults ages 18-23. Ask me for details!

Eric Budget and Financial Coach

Eric's YNAB Journey

Growing up, I learned the value of saving and spending money wisely, and had managed to save a small stash of cash by the time I entered adulthood. Although I had learned about the need to save and spend wisely, I never assigned the dollars I had to specific priorities. Instead, I simply relied on the ever-changing balance of my bank account to tell me whether I could "afford" something. Relying on the account balance was better than nothing, but it didn't give me a concrete method for how to prioritize my spending and saving. 😰

As I progressed further into adulthood, the financial demands of life quickly began to accumulate, and my small cash cushion rapidly depleted. I realized I needed a better way to manage my personal cash flow. In 2014, I began to budget using YNAB, which quickly became a significant help in securing greater control, clarity, and composure in my financial life. 🎉

A few years later I began dating my (now) wife, but was concerned with the amount of debt we would carry into a marriage. Shortly after "tying the knot," we made a plan to pay off over $80,000 of our combined debt, and we did so within a couple of years of getting married with the help of our YNAB budget. YNAB gave us the clarity we needed to prioritize our debt payments while still prioritizing other areas of spending that were important to us. The freedom from debt has not only given us the ability to meet our daily needs and save for the future, but has also enabled us to give to others around us as needs arise. 🎁

 

I have held several professional positions over the years as a teacher and tutor, and have always enjoyed sharing things I've learned with others. Since paying off our debts, I have guided others toward having more peace around their finances using YNAB's methodologies. As a certified YNAB coach, it is my desire to help you have clarity around your spending so you too can have more freedom to "do good" in the world around you. 🙌

Eric Budget and Financial Coach Family

My Mission as a YNAB Coach 

Driven to enable clients to bestow good upon their families and the world,

I help individuals, couples, and small business owners financially prosper

through hope-filled financial and budget coaching.

YNAB Certified Coaching Badge

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.

Book a call with Eric

Click below to schedule a no-cost, no-obligation call with me and take the first step toward mastering your use of YNAB.

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